In a cast iron pan or oven save dish, brown hamburger in a pan with garlic.
Add in chilies, tomatoes and jalapeno. Stir to combine.
Add in cubes of Velveeta and cream cheese. Stir until cheese melts.
Garnish top with shredded Monterey Jack Cheese
Place under broiler for a few minutes until the top begins to lightly brown and cheese is bubbly.
Garnish with chopped cilantro and serve warm.
If you can't find fire roasted tomatoes you can use Rotel tomatoes but they will be spicer, depending on your preferred heat level you may want to leave out the jalapeno if using Rotel.You can substitute the Velveeta for American cheese, sharp cheddar, Pepper Jack (for more heat) or Swiss Cheese but the texture and flavor will vary. Use 1 1/2 -2 cups of grated cheese to replace Velveeta.Garnish the top with chopped cilantro or green onion if you prefer.